Fantastic Two-Family Opportunity in Elizabeth! This spacious property offers a versatile layout, plenty of living space, and the added bonus of two garages! The first-floor unit features 2 bedrooms, a living room, formal dining room, kitchen, and full bath. The second-floor unit offers 3 bedrooms, a full bath, living room, and a spacious eat-in kitchen. The unfinished basement provides even more potential and includes a half bath and dedicated laundry room, with plenty of space for storage or future possibilities. Whether you're looking to owner-occupy, invest, or add to your rental portfolio, this property offers great flexibility. Conveniently located near shopping, transportation, schools, and major highways. A great opportunity in Elizabeth don't miss it. qualifies for our Community Advantage Program. This property qualifies for a 30 year fixed rate at 5.25 % / 5.37 % APR with 5% down and no pmi.Buyer may also qualify for up to a 25K Grant.This is a Conventional Loan.