VA LOAN ASSUMPTION OPPORTUNITY! Seller reports an existing VA mortgage with a 3.25% interest rate ([CONFIRMED APR]% annual percentage rate), subject to buyer qualification, loan servicer approval and applicable VA requirements. Discover comfortable ranch living in Hamburg's Penny Rock Estates! This 3-bedroom, 2-bath home offers wood floors and a spacious living room with a wood-burning brick fireplace. A separate dining room and country kitchen with a breakfast bar provide space for everyday meals and gatherings. The generous primary bedroom includes a private full bath, while the main bathroom features a walk-in jetted tub. Outside, enjoy a level, fenced backyard with room to garden, gather or unwind beneath the covered patio. A storage shed adds convenience. Updates include a newer furnace and water heater, plus a roof approximately three years old. Public water and sewer complete the package. Mortgage assumption applies to the remaining loan balance; buyer must cover the difference between the purchase price and assumed balance, plus applicable closing costs.