Beautifully maintained 3-bedroom, 1-bath home in Phillipsburg offers an inviting blend of comfort, style, and exceptional value. Featuring a smart, functional layout, the residence provides the rare advantage of lower taxes and no HOA fees, giving you true homeownership freedom. Its fantastic location places you just minutes from everyday shopping and dining while preserving a peaceful neighborhood ambiance. Move-in ready and filled with warmth, this delightful property is ready for its next chapter. Ask how to receive up to $5,000 lender credit towards closing costs or lowering your interest rate!