Welcome to 126 22nd St, Irvington! This home qualifies for the Community Loan Program, offering a super-low interest rate of 5.75% or 5.875% with only 5% down (CONV, NO PMI) and a generous 1% lender credit towards closing costs. Plus, down payment assistance of up to $30K may be available! If you are looking for a move-in-ready renovated home with modern upgrades and a spacious layout, this is it! This 4-bedroom, 3-bathroom home has everything you need. The kitchen? Stunning. Completely renovated with custom cabinets, granite countertops, stainless steel appliances, and a sleek backsplash. The 1st-floor bedroom or office? Versatile. Plus, there is a full bathroom for added convenience. Upstairs, you'll find 3 spacious bedrooms and a Jack-and-Jill bathroom that functions as an ensuite. The finished attic? A game changer. Use it as a 5th bedroom, home office, or extra lounge space. And the fully finished basement? A dream. It includes a third full bathroom and even more flexibility. This home also features a brand-new HVAC system, and hot water heater. Plus, it's minutes from public transportation, shopping, and major highways, making commuting a breeze. Homes like this do not last long! Schedule a tour before it's gone!